Terms and Conditions (“Agreement”)

This Agreement was last updated on January 15, 2018.

  1. No Professional Advice

    Global Risk Institute in Financial Services’ (“GRI”) website (“Website”) is for convenience and informational purposes only. It is not intended to be a comprehensive or detailed statement concerning the matters addressed, advice of any kind, or an offer to sell or buy any product or service. You should seek appropriate, qualified professional advice before acting or omitting to act based upon any information provided on or through the Website.

  2. Acceptance of this Agreement

    Each time you access the Website, you confirm your acceptance to be bound by this Agreement as then updated, and you represent and warrant that you have the legal authority to agree to and accept this Agreement on behalf of yourself and any person, including any natural person and any type of incorporated or unincorporated entity (“Person”), you purport to represent. If you do not agree with any or all of the provisions of this Agreement, do not have the authority to enter into this Agreement, or are not authorized to agree to and accept this Agreement on behalf of the Person you represent, you may not access the Website.

  3. Disclaimer and Liability Exclusion

    GRI DOES NOT ACCEPT ANY LIABILITY FOR YOUR USE OF THE WEBSITE. YOUR USE OF THE WEBSITE IS AT YOUR OWN RISK. THE WEBSITE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT ANY REPRESENTATIONS, WARRANTIES OR CONDITIONS OF ANY KIND, WHETHER EXPRESS OR IMPLIED, AND INCLUDING WITHOUT LIMITATION IMPLIED REPRESENTATIONS, WARRANTIES OR CONDITIONS OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, PERFORMANCE, DURABILITY, AVAILABILITY, TIMELINESS, ACCURACY, OR COMPLETENESS, ALL OF WHICH ARE HEREBY DISCLAIMED BY GRI TO THE FULLEST EXTENT PERMITTED BY LAW. GRI WILL NOT UNDER ANY CIRCUMSTANCES BE LIABLE TO YOU OR ANY OTHER PERSON FOR ANY LOSS OR DAMAGE ARISING FROM, CONNECTED WITH, OR RELATING TO THE USE OF THE WEBSITE BY YOU OR ANY OTHER PERSON.

  4. Ownership and Permitted Use of the Website

    Copyright © 2018 Global Risk Institute in Financial Services

    The Website, including all of its content, is the property of GRI and others, and is protected by Canadian and international copyright, trade-mark, and other laws. Your use of the Website does not transfer to you any ownership or other rights in the Website or its content.

    The Website is made available to you for your lawful, personal, non-commercial use only. You may print or download Website pages for your personal, non-commercial use provided that you do not modify any of the Website pages or other content and you do not remove or alter any visible or non-visible identification, marks, notices, or disclaimers. You may not use the Website or its content for any other purpose or in any other way. In particular, the Website and its content may not be copied, imitated, reproduced, republished, uploaded, posted, transmitted, modified, indexed, catalogued, mirrored or distributed in any way, in whole or in part, without the express prior written consent of GRI.

  5. Termination

    If you breach any provision of this Agreement, or are no longer using the Website for the purposes permitted in this Agreement, you may no longer use the Website. GRI may, at any time and for any reason and in its sole discretion, change, suspend or terminate, temporarily or permanently, the Website or any part of it, or your permission to use the Website, without any prior notice or liability to you or any other person. If this Agreement or your permission to use the Website is terminated by you or GRI for any reason, then this Agreement will continue to apply and be binding upon you in respect of your prior use of the Website.

  6. Trade-mark Information

    The company names and logos appearing on this Website may be registered or unregistered trade-marks and trade-names of their respective owners. GRI’s trade-name and trade-mark include GLOBAL RISK INSTITUTE IN FINANCIAL SERVICES and GRI’s logo. Any use of the trade-names or trade-marks displayed on the Website (collectively “Marks”), except as expressly provided in this Agreement, is strictly prohibited. Nothing appearing on the Website or elsewhere shall be construed as granting, by implication, estoppel, or otherwise, any licence or right to use any Marks.

  7. Other Sites

    For your convenience, the Website may include links to other Internet sites or resources and businesses operated by other persons (collectively “Other Sites”). Other Sites are independent from GRI, and GRI has no responsibility or liability for or control over Other Sites, their business, goods, services, or content. Your use of Other Sites and your dealings with the owners or operators of Other Sites is at your own risk.

  8. No Linking, Framing, Mirroring, Scraping, Data-Mining and Postings

    Links to the Website without the express written permission of GRI are strictly prohibited. To request permission to link to the Website, please contact GRI at [email protected]

    The framing, mirroring, scraping or data-mining of the Website or any of its content in any form and by any method is strictly prohibited.

  9. Governing Law and Dispute Resolution

    This Agreement, your use of the Website, and all related matters are governed solely by the laws of the Province of Ontario, Canada and applicable federal laws of Canada, excluding any rules of private international law or the conflict of laws which would lead to the application of any other laws. Any dispute between GRI and you or any other person arising from, connected with or relating to the Website, this Agreement or any related matters must be resolved before the Courts of the Province of Ontario sitting in the City of Toronto, and you hereby irrevocably submit and attorney to the original and exclusive jurisdiction of those Courts in respect of any such dispute or matter.

  10. Changes to this Agreement

    GRI may, in its sole discretion, change, and supplement or amend this Agreement as it relates to your future use of the Website from time to time, for any reason, and without any prior notice or liability to you or any other person. You may not change, supplement, or amend this Agreement in any manner.

    By using this Website after any revised Agreement has been posted, you accept to be bound by the revised Agreement, so please check the date of the last revision before using the Website.

  11. Privacy

    Privacy Information about GRI’s collection, use and disclosure of personal information is provided in https://globalriskinstitute.org/privacy-policy/.

  12. Other Matters

    This Agreement, including any changes made to this Agreement from time to time, constitutes the entire agreement between you and GRI relating to your use of the Website, and supersedes all previous agreements, written, oral or otherwise, between you and GRI with respect to your use of the Website.

    If any provision of this Agreement is found to be unlawful, void, or for any reason unenforceable, then that provision shall be deemed to be severed from the rest of this Agreement and shall not affect the validity and enforceability of any remaining provisions.

    The provisions of this Agreement will ensure to the benefit of and be binding upon each of GRI and its successors and assigns and related persons, and you and your heirs, executors, administrators, successors, permitted assigns, and personal representatives. You may not assign this Agreement or your rights and obligations under this Agreement without the express prior written consent of GRI which may be withheld in GRI’s sole discretion. GRI may assign this Agreement and its rights and obligations under this Agreement without your consent.

    No consent or waiver by either party to or of any breach or default by the other party in its performance of its obligations under this Agreement will be deemed or construed to be a consent to or waiver of a continuing breach or default or any other breach or default of those or any other obligations of that party. No consent or waiver will be effective unless in writing and signed by both parties.

    The parties have expressly requested and required that this Agreement and all other related documents be drawn up in the English language. Les parties conviennent et exigent expressement que ce Contrat et tous les documents qui s’y rapportent soient rediges en anglais.

    From time to time, GRI provides services to members such as invitations to members’ only events and one on one meetings with GRI staff, including with the GRI president and CEO and executives in residence. Members understand that GRI is making no representations or warranties with respect to such services and is not responsible for any actions or inactions taken by members relating to such services.