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National Pension Hub Webinar

Risk Sharing Pension Plans: Sustainability, Affordability, Adequacy, and Fairness

October 29, 2020 @ 1:00 pm - 2:00 pm

NPH Member Webinar

Mary Hardy will discuss a form of Target Benefit Plan (TBP) that allows for structured, transparent inter-generational risk sharing (IRS). During the webinar they will compare the IRS plan design with the traditional DB design. They will discuss very broad areas of comparison: affordability (average cost), sustainability (volatility of costs), efficiency, adequacy of benefits, and fairness.


Mary Hardy, PhD (Heriot-Watt), FIA, FSA, CERA

Professor of Actuarial Science, University of Waterloo.

Dr Hardy has co-authored around 70 papers and three books on topics in actuarial risk management, with applications in insurance and pensions.  Her work is designed to bridge theory and practice, with the goal of ensuring that actuarial stewardship of policyholder and pension plan member’s benefits is as effective and secure as possible. Dr Hardy has served as a Director and as a Vice President of the Society of Actuaries. She has served as the Editor of the North American Actuarial Journal, the Annals of Actuarial Science, and the British Actuarial Journal. She is currently an Associate editor of the ASTIN Bulletin. In 2012 Dr Hardy was awarded the Finlaison Medal by the Institute and Faculty of Actuaries for services to actuarial research and to the implementation of research into actuarial practice.




October 29, 2020
1:00 pm - 2:00 pm
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