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Article

Canadian Bank Dividends: Income Importance During and Beyond the Pandemic

30 June 2020

This article explores the benefits of Canadian bank dividends, beginning with two areas that are often too little recognized. The first is the significance of Canadian bank dividends to sustaining household cash flow and liquidity, including their rising share of retail investor incomes, attractive absolute and relative yields, and dependability. The second is the crucial role of bank dividends in seniors’ incomes, including the structural trends boosting their importance in funding retirees’ spending needs.

Academic Final Report

The Impact of Derivatives on Cash Markets: Evidence from the Introduction of Bitcoin Futures Contracts

18 June 2020

According to industry research, total cryptocurrency derivatives trading volume in futures, options, and swaps surpassed $3 trillion USD in 2019. In this research we study whether the introduction of cryptocurrency derivatives is beneficial or detrimental to the underlying cryptocurrency spot markets.

Academic Final Report

Assessing the Exposure of Critical Infrastructure and other Assets to the Climate Induced Failure of Aging Dams in the U.S.

16 June 2020

GRI’s research partnership with the Columbia Water Centre has explored how the aging of dams, and the factors of climate change increase the risk of dam failures. The research has highlighted the many impacts that a dam failure can have on assets, highlighting the importance for the financial sector to assess their lending, insurance or investment portfolios for climate risk.

Announcement

Racial Diversity, Equality and Rebuilding Community Trust

11 June 2020

Boards and CEOs need to rebuild the trust amoungst workers in general and minority groups in particular. The only way to rebuild this trust is to ensure that voices are heard and real change is made.

HIDE SHOW

Canadian Bank Dividends: Income Importance During and Beyond the Pandemic

30 June 2020

The Impact of Derivatives on Cash Markets: Evidence from the Introduction of Bitcoin Futures Contracts

18 June 2020

Assessing the Exposure of Critical Infrastructure and other Assets to the Climate Induced Failure of Aging Dams in the U.S.

16 June 2020

Racial Diversity, Equality and Rebuilding Community Trust

11 June 2020

Welcome

Our Mission

The Global Risk Institute is the premier organization that defines thought leadership in risk management for the financial industry globally. It brings together leaders from industry, academia, and government to draw actionable insights on emerging risks globally.

News

Disconnect Between Credit Professionals and Financial Markets

IACPM Credit Outlook Survey Forecasts Rising Defaults and Wider Spreads, Spotlighting Disconnect Between Credit Professionals and Financial Markets

Research

As a leader for risk management professionals in the finance sector, Global Risk Institute focuses on investigating and exploring the most critical issues facing global institutions today.

Engagement

Financial institutions, governments, policymakers and regulators are all seeking growth and stability in an uncertain world. The Global Risk Institute responds by providing them with better intelligence, information and training.

Building Risk Professionals

Global Risk Institute believes in engaging directly with our members in order to assist them in building knowledge and strengthen their risk management team capacity. We do that through hosted events, publications and education programs.

Research Themes

  • Technological Disruption

    Technological advances are challenging the way the finance sector operates. We study to these innovations and equip you with knowledge to help mitigate the threats, identify the trends and capitalize on new opportunities.

  • Climate Change

    GRI is engaged in expanding financial sectors understanding of climate-related risks and costs.

  • Regulation

    GRI is working with our members to help in improving processes, governance and offering strategies to cope regulatory changes.

Our
Model

EXPLAINED

How We Engage

  • Seminars and Workshops

    GRI members have access to presentations, workshops and forums presented by leading experts.

  • In-house Presentations

    GRI executive team is regularly invited to give special presentations to business and Risk Management divisions.

  • Annual Conference

    Global Risk Institute’s annual conference is focused on bringing together risk management professionals in a collaborative environment featuring interactive discussions and case studies by world leading experts.

  • Education Programs

    Global Risk Institute has several programs underway to improve the skills of risk managers, from students graduating from University to C-Suite executives to board members.

Publications

Academic Final Report

Risk Shifting Versus Risk Management: Canadian Pension Plan Liability Discount Rates

5 August 2020

The design of a pension plan should reflect preferences of the stake holders and be resilient to economic, financial and demographic stresses. Observers have often assumed that moral hazard plays a role in pension fund asset allocation. However, based on our empirical findings, it is fair to highlight that, in Canada, discount rates are a reflection of risk preferences, rather than of regulatory structure or political incentives.

Industry Report

Forced Retirement Risk and Portfolio Choice

15 July 2020

Older workers in Canada and the U.S. face a significant risk of being forced to retire before their planned retirement ages. In this project, we examine the implications of this risk on late-in-life portfolio management.

Article

Canadian Bank Dividends: Income Importance During and Beyond the Pandemic

30 June 2020

This article explores the benefits of Canadian bank dividends, beginning with two areas that are often too little recognized. The first is the significance of Canadian bank dividends to sustaining household cash flow and liquidity, including their rising share of retail investor incomes, attractive absolute and relative yields, and dependability. The second is the crucial role of bank dividends in seniors’ incomes, including the structural trends boosting their importance in funding retirees’ spending needs.

Members

ADDRESS

Global Risk Institute in Financial Services
55 University Avenue, Suite 1801
Toronto, ON M5J 2H7

T 416 306 0606
F 416 306 1450
E info@globalriskinstitute.org

GENERAL INFORMATION